WITH THE HELP OF GLOBAL VALUE CONSULTING
Corporate Finance
Credit Portfolio Risk Assessment
How is your credit portfolio? Are your accounts receivable a 100% asset?
Do you know how many invoices you will not collect or how your income statement and profitability will be affected this year? Can something still be done?
Global Value Consulting offers you to carry out a risk analysis of your company's credit portfolio. By analyzing existing information, you can determine probable losses, their impact on the Income Statement and the level of risk exposure of your company.
The debtor's classification is determined mainly by its payment capacity, defined by the flow of funds and the degree of compliance with its obligations. If a debtor is responsible for several types of loans with the same company, the classification will be based on the highest risk category.
It has already been seen in various cases and scandals abroad and in Chile the importance of making a correct evaluation of the current situation of your company's credit portfolio. You can save or avoid losing a lot of money if you realize in time the risk your company is currently running.
Global Value Consulting
offers to carry out a risk analysis of your company's credit portfolio.
By analyzing the existing information, the level of risk exposure can be determined based on the following methodology:
Financial and Profitability Analysis
Profitability analyzes measure the company's ability to generate profits. Their objective is to appreciate the net result obtained from certain decisions and policies in the administration of the company's funds. They evaluate the economic results of business activity.
Profitability indicators express the company's performance in relation to its sales, assets or capital. They directly relate the ability to generate funds in short-term and medium-term operations.
With a good financial analysis, the company will be able to understand its current financial situation, what its financial weaknesses and strengths are, and what developments the financial indicators have had over time. Through this exercise you can explain the past, determine trends and fluctuations.
A financial analysis consists of taking information from one or more of the Financial Statements of a period and analyzing the relationships between them and the business developed. This type of analysis allows us to compare the company's performance over time and/or compare the company's performance with that of companies in the industry to which it belongs.
Some examples of financial indicators:
- Accounts payable efficiency.
- Accounts receivable efficiency.
- Liquidity indicators.
- Debt and financial leverage indicators.
- Profitability indicators (equity, assets, profit)
- ROI, ROA, ROS.
Global Value Consulting
offers to do a profitability analysis in your company through:
Having an adequate complete profitability analysis of your company will allow financial, operational, commercial and strategic decision making to have a lower risk of error. It also allows you to have a broader vision and understanding to redirect resources and assets to the most profitable areas or areas. In addition, it will be possible to analyze and see how the areas or activities that are not profitable or those that have the lowest profitability of the company can be improved.
Working Capital Optimization
Working capital is one of the most important liquidity indicators that your company has. It is a snapshot of how your company can meet its short-term obligations. Adequate optimization of working capital will increase liquidity, thereby ensuring short- and medium-term cash flows.
Global Value Consulting proposes to evaluate the different basic components that make up working capital and suggest corrective measures to optimize net Working Capital.
Project, Company and Intangible Valuations
Project valuation constitutes the mathematical-financial and analytical technique, through which the benefits or losses that may be incurred when attempting to make an investment or some other movement are determined, where one of its objectives is to obtain results that support decision making regarding investment activities.
Global Value Consulting offers you to carry out valuations of projects and intangibles, for example, brand value or intellectual property.
Global Value Consulting
offers a complete financial analysis of your company and valuation of your projects.
Some topics to review are:
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